Serving Michiana & Southwest Lower MI
Payment Arrangements
Our goal is to offer our patients as many payment options as possible to ease any financial burdens. You can pay for your office visits and any treatments by cash, check, or credit/debit card at the time of treatment. We also accept most major dental insurances, VA Benefits, Discount Dental Plan, In-House Payment Options and Care Credit. To discuss your payment options or insurance coverage, please call (269) 465-3001.
INSURANCE
As a courtesy to our patients, we accept and bill most dental insurance providers electronically on the day of service. By filing electronically, often times we can get immediate approval from the insurance company so you know exactly what they will pay on your treatment plan.
Questions about coverage? Unsure of eligibility and available benefits? We can access your insurance information via computer. Just give us a call and we are happy to look up your insurance for you, even if you're not a patient.
We are a Premier provider for Delta Dental. We happily accept the Healthy Kids plan.
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We file ALL insurance claims on your behalf.
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Even if we are not a premier provider for your plan we are more than happy to accept and bill your insurance provider. Give us a call or email with your provider and we will be happy to assist you.
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WE ARE IN-NETWORK WITH 54 INSURANCE COMPANIES
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DELTA DENTAL - PREMIER
DELTA DENTAL - HEALTHY KIDS
ASR HEALTH BENEFITS
ALWAYS CARE BENEFITS
AMERICAN DENTAL
AXIS (MY TERNIAN/ACE AMERICAN DENTAL)
BEAM DENTAL
BEST LIFE & HEALTH INSURANCE CO.
BETA HEALTH ASSOCIATION
BLUE CROSS/BLUE SHIELD OF TX, IL, NM, OK, MT
BROKERS NATIONAL
CAREINGTON
CENTURY HEALTH CARE
CIGNA - TOTAL PPO
COLONIAL LIFE
DEARBORN NATIONAL LIFE INSURANCE
DENTAL SELECT
DENTAL SELECT - SELECT BENEFITS GROUP
DENTAL SERVICES - CAPITAL BLUE CROSS, KAISER
DNOA - DENTAL NETWORK OF AMERICA
EMBLEM HEALTH/GHI
EMI HEALTH
EMPLOYEE PAINTERS TRUST HEALTH & WELFARE
ENTRUST
GEHA -GOVERNMENT EMPLOYEES HEALTH ASSOCIATION
GEHA CONNECTION DENTAL PLUS
GUARDIAN LIFE INSURANCE CO OF AMERICA
HARRINNTON/COLONIAL LIFE
HEALTH MARKETS
HEALTH RESOURCES, INC. - DENTAL HEALTH OPTIONS
PARAMOUNT DENTAL
HEALTHPLEX
KEY BENEFIT ADMINISTRATOR
LIFEMAP
MAVEREST/ZELLIS/STRATOSE
MEDICO
MERCHANTS BENEFIT ADMINISTRATORS
METLIFE INSURANCE COMPANY
MID AMERICAN BENEFITS, INC.
MORGAN WHITE
MUTUAL OF OMAHA
MUFCW-UNIONS & EMPL. HEALTH & WELFARE PLAN
NATIONWIDE INS/COORDINATED BENEFITS PLAN
NATIONWIDE INS./HEALTH PLAN SERVICES, INC.
PPO USA DENTAL NETWORK
PREMIER ACCESS
PRINTINA SOCIALTIES
RENAISSANCE HOLDING
REVOLV CORVESTA
SECURITY LIFE/MARITAIN
SOLSTICE
SUPERIOR DENTAL
TRANS AMERICA
UNITED HEALTH CARE/DBP LIMITED STATES
UNITED HEALTH CARE BLUE SHIELD OF CA
WESTERN TEAMSTERS-NORTH WEST ADMIN
VETERANS ARE ALWAYS WELCOME!
We work closely with the Veterans Administration. Please note, a referral is required from the VA.
We happily participate with Tri-Care Insurance.
In-Network VS Out of Network
Since January 1st, 2015 many of our patients have unexpectedly seen big changes to their medical and dental plans. One big question is in-network vs out of network.
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Being in-network does not always work to our patients' advantage. Some insurance companies will actually pay more towards procedures as an out of network provider than in-network. Higher reimbursements mean lower out of pocket expenses for our patients. In other cases, the difference is only dollars more per year. If your insurance has changed or we are not an in-network provider for your insurance, we will be happy to look your plan up on our computer and tell you exactly what the difference in cost would be. Of course there is NO CHARGE for this!