Payment Arrangements

Our goal is to offer our patients as many payment options as possible to ease any financial burdens. You can pay for your office visits and any treatments by cash, check, or credit/debit card at the time of treatment. We also accept most major dental insurances, VA Benefits, Discount Dental Plan, In-House Payment Options and Care Credit. To discuss your payment options or insurance coverage, please call (269) 465-3001. 

INSURANCE

As a courtesy to our patients, we accept and bill most dental insurance providers electronically on the day of service. By filing electronically, often times we can get immediate approval from the insurance company so you know exactly what they will pay on your treatment plan.

 

Questions about coverage? Unsure of eligibility and available benefits? We can access your insurance information via computer. Just give us a call and we are happy to look up your insurance for you, even if you're not a patient.   

 

We are a Premier provider for Delta Dental.  We happily accept the Healthy Kids plan.

We file ALL insurance claims on your behalf.  

Even if we are not a premier provider for your plan we are more than happy to accept and bill your insurance provider. Give us a call or email with your provider and we will be happy to assist you. 

WE ARE IN-NETWORK WITH 54 INSURANCE COMPANIES

DELTA DENTAL - PREMIER

DELTA DENTAL - HEALTHY KIDS

ASR HEALTH BENEFITS

ALWAYS CARE BENEFITS

AMERICAN DENTAL

AXIS (MY TERNIAN/ACE AMERICAN DENTAL)

BEAM DENTAL

BEST LIFE & HEALTH INSURANCE CO.

BETA HEALTH ASSOCIATION

BLUE CROSS/BLUE SHIELD OF TX, IL, NM, OK, MT

BROKERS NATIONAL

CAREINGTON

CENTURY HEALTH CARE

CIGNA - TOTAL PPO

COLONIAL LIFE

DEARBORN NATIONAL LIFE INSURANCE

DENTAL SELECT

DENTAL SELECT - SELECT BENEFITS GROUP

DENTAL SERVICES - CAPITAL BLUE CROSS, KAISER

DNOA - DENTAL NETWORK OF AMERICA

EMBLEM HEALTH/GHI

EMI HEALTH

EMPLOYEE PAINTERS TRUST HEALTH & WELFARE

ENTRUST

GEHA -GOVERNMENT EMPLOYEES HEALTH ASSOCIATION

GEHA CONNECTION DENTAL PLUS

GUARDIAN LIFE INSURANCE CO OF AMERICA

HARRINNTON/COLONIAL LIFE

HEALTH MARKETS

HEALTH RESOURCES, INC. - DENTAL HEALTH OPTIONS

PARAMOUNT DENTAL

HEALTHPLEX

KEY BENEFIT ADMINISTRATOR

LIFEMAP

MAVEREST/ZELLIS/STRATOSE

MEDICO

MERCHANTS BENEFIT ADMINISTRATORS

METLIFE INSURANCE COMPANY

MID AMERICAN BENEFITS, INC.

MORGAN WHITE

MUTUAL OF OMAHA

MUFCW-UNIONS & EMPL. HEALTH & WELFARE PLAN

NATIONWIDE INS/COORDINATED BENEFITS PLAN

NATIONWIDE INS./HEALTH PLAN SERVICES, INC.

PPO USA DENTAL NETWORK

PREMIER ACCESS

PRINTINA SOCIALTIES

RENAISSANCE HOLDING

REVOLV CORVESTA

SECURITY LIFE/MARITAIN

SOLSTICE

SUPERIOR DENTAL

TRANS AMERICA

UNITED HEALTH CARE/DBP LIMITED STATES

UNITED HEALTH CARE BLUE SHIELD OF CA

WESTERN TEAMSTERS-NORTH WEST ADMIN

VETERANS ARE ALWAYS WELCOME!

We work closely with the Veterans Administration. Please note, a referral is required from the VA.

We happily participate with Tri-Care Insurance.

In-Network VS Out of Network

Since January 1st, 2015 many of our patients have unexpectedly seen big changes to their medical and dental plans. One big question is in-network vs out of network.

Being in-network does not always work to our patients' advantage. Some insurance companies will actually pay more towards procedures as an out of network provider than in-network. Higher reimbursements mean lower out of pocket expenses for our patients. In other cases, the difference is only dollars more per year. If your insurance has changed or we are not an in-network provider for your insurance, we will be happy to look your plan up on our computer and tell you exactly what the difference in cost would be. Of course there is NO CHARGE for this!